- 4.38% (60-month, new car)
- 5.02% (36-month, used car)
Auto loan rates have bounced back a little bit from last week's record lows.
The average rate for a 60-month new-car loan added 1 basis point, ending at 4.38 percent. The 48-month new-car loan average was flat, cruising at 4.23 percent. A basis point is one-hundredth of 1 percentage point.
Used-car loans were also slightly higher this week. The average rate for a 36-month used-car loan ramped up 1 basis point to 5.02 percent.
Hope your car insurance is paid up, especially if you live in Philadelphia. The latest Allstate America's Best Drivers Report found that American drivers wreck their cars once every 10 years, on average. However, drivers in some cities wrecked less frequently than others. According to the report, motorists in Sioux Falls, S.D., average 13.8 years between collisions compared to Philadelphia, where they average just 6.1 years between collisions.
Source: http://www.bankrate.com/finance/news/auto/interest-rates-090612.aspx
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